Credit Card Debt

April 1st, 2009

What is the worst trap that almost everyone falls into?  Cards of course, credit cards, store cards, and even your debit cards if you have overdrafts allowed.

The main problem with cards is that it is so easy to spend money and to keep spending money, because once you reach your limit it is so easy to apply for a new credit card, or to move to a different store and open another account.

You go shopping and there in the window you see a fab designer dress at a designer price, but that doesn’t stop you.  You rush in,  hand over your card and the designer dress is yours. It was so easy. 

But what if you didn’t have a credit card but had that amount in cash in your purse, would you have been just as happy to hand over your cash?

Its a strong bet that you wouldn’t unless you had gone out to buy a dress for a special occasion.

The problem with credit cards is that you don’t feel as if you are spending money so it is easy come easy go, until you get to the point where your monthly payments have overtaken your monthly salary.  You are now so deep in debt that you don’t know which way to turn.

The only way out is a debt management company which means lower payments but you are chained for the next few years repaying your debt. 

Was it worth it and would you do it again?

If you have not sunk too deep yet you have a chance to change the way you use your credit and store cards, that is if you have any sense.

Spring Cleaning.

March 31st, 2009

This business idea came to me today, it is probably in operation in some areas but I live in a very large area with no sign of of this type of business in the vinicity.

My daughter had come round to visit and I happened to mention that my windows could do with a clean, she chirped up and said my house could do with a clean I have to go soon and try to get something done.

Now she has three children which have to be ferried to and from school each day, she then goes to university and she works evenings in a supermarket so you can imagine that time is of a premium.

I said to her yes wouldn’t it be great if we could phone someone to come in for a whole day and do a thorough spring clean.

That got me thinking, two or three people could do this together and start a business from home. Not just hourly cleaning but whole house spring cleaning. It could turn into a profitable business once it takes off.

Google Adsense Privacy Policy

March 30th, 2009

If you have adsense ads on your website or blog then by now you should know that they have brought out a new privacy policy.  If you are not sure how to word this privacy policy, here is one I found on the web that is there to copy if you wish.

Here is the privacy policy for google adsense. You will need to change the info to your own.

Privacy Policy for http://www.sylviawh.co.uk

The privacy of our visitors to http://www.sylviawh.co.uk is important to us. 

At http://www.sylviawh.co.uk , we recognize that privacy of your personal information is important. Here is information on what types of personal information we receive and collect when you use and visit http://www.sylviawh.co.uk  and how we safeguard your information.  We never sell your personal information to third parties.

Log Files
As with most other websites, we collect and use the data contained in log files.  The information in the log files include  your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Shaw Cable), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site. 

Cookies and Web Beacons
We do use cookies to store information, such as your personal preferences when you visit our site.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

We also use third party advertisements on http://www.sylviawh.co.uk  to support our site.  Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed.  This is generally used for geotargeting purposes (showing New York real estate ads to someone in New York, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).

You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security.  However, this can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts.

Google, as a third party vendor, uses cookies to serve ads on your site.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy.

AdSense Privacy Policy

I hope this is of some help to you.

March 29th, 2009

I received this in my inbox to day, it seems a little far fetched and I can’t understand how they expect to pay that amount of money for a text link!!

Am I missing something or are they just after free links?

Here it is what do you think?

 Hi,

We’ve seen your website at http://www.sylviawh.co.uk/
and we love it!

We looked at your traffic rank and your link popularity.

With that kind of traffic, we will pay you up to $4,800/month
to advertise our links on your website.

If you’re interested, read our terms from this page:
http://www.contact.premium.ws/

Sincerely,

Bob Sinclair
The ContactThem Network

(please let me know your thoughts)

Springtime Jobs to Earn Extra Money

March 28th, 2009

Spring is here and peoples thoughts turn to their garden and think about all the odd jobs that need doing. Many people don’t have the time to spare to do these jobs, or they simply don’t like gardening.

Many elderly people would be glad of some help with these jobs as well, so if you are unemployed or simply want to make some extra money then these are jobs you could do.

You can either knock on peoples doors or print out some flyers to put through letter boxes advertising your services. If you are not an experienced gardener then just advertise that you cut lawns and do general tidying or odd jobs.

It can help if you put your hourly rates for the work as some people are very wary of applying for help in case it is too costly.

Are Business Ideas at a Standstill?

March 27th, 2009

Have we come to the end of those sparkling new ideas that used to jump out of the woodwork every now and again. It is at least a couple of years ago that a young man came up with the idea of selling advertising on pixels.

He made his fortune then went off to spend it.  Nothing new has appeared since, so has the internet finally come to a stand still, and do we just keep plugging away at all the old programs in the hope that newbies keep appearing to satisfy our lust for making money?

Thousands of articles are being written every day, but those articles are just a continuation of those that have gone before with nothing new or inspiring to make you want to use them.

Blogs are very similar, every day people rack their brains trying to find something new to write about, but it doesn’t happen, they simply go back time and again to the old and trusted remedies and write the same thing but with a slight twist to make it look different.

What we need is new ideas to ad a bit of sparkle to our days but as far as the business, or money making world is concerned I think we have come to a full stop.

Write Articles to Earn Money

March 24th, 2009

Writing Articles can be a lucrative home business and and it pays to know the right and  the wrong way to go about it.

Although keywords are important in your articles, always make sure they fall in naturally and they do not stand out as if you have placed them deliberately.

Do not stuff your article with keywords, one or two here and there is sufficient.

Content is king, so your articles should be informative and well written, stating facts  and placing any important information near the beginning.

Keep your paragraphs short, no more than three or four sentences as large blocks of text are off putting and the reader is likely to give up.  If you are talking about a product and it is not on your own website, do not be afraid of giving the address of the website, it will do you no harm and it will help the ranking of your page.

Your header or title is an important part of your article as this is what the reader sees first, if its not descriptive or looks dull and uninspiring the reader will pass it by and look for something better. 

 If you have difficulty thinking of ideas for your articles simply look around your home or your your office, jot down a list of things you can see around the room or on your desk. If you have a window close by, glance through and jot down what you can see in the vicinity.

For instance on your desk you will have a pen and pencil, now think to yourself, I wonder how many types of pens there are on sale today, when were the first pens used, and what were they like, who invented the pen? who invented a biro?

I am not saying you should write about it, but every thing you see could be a starting point. Most information can be found on the web so you should have no difficulty finding out facts and figures for what ever you write about.

People like to know why, and where, who, and what. Try and provide answers and you will come up with some great articles.

Write naturally and not in a stilted fashion, readers like to know that a real person has written the article so be yourself when writing.

Keep your articles to around five hundred words, they can be shorter  but five hundred is the average. If your article turns out to be around a thousand words then break it up and make it into two articles, most people get bored with long articles and never read through to the end.

Your bio at the end of the article is equally important, tell the readers a bit about yourself, your expertise in what you do, also add your website address so readers will visit your website as extra traffic is what you are looking for.

Go Into Politics to Earn Easy Money

March 23rd, 2009

I think we are all chasing rainbows, what we should be doing to make easy money is to apply to be a member of parliament.  We should have all gone into politics then we could have bought our homes with public money. How do you feel about funding their lifestyle with all that tax you have to pay.

They are all a load of crooks and the worst of it is they get away with it. 

Is it a fair Cop?

March 20th, 2009

I had to tell you about this as its hard to believe but really true.

My two son in laws work in the office of a big warehouse, their manager is a good friend and they couldn’t help laughing at his face when this happened.

It was Friday afternoon and he was feeling relaxed at the thought of the weekend coming up when the phone rang.

A woman was on the other end of the phone and straight away she started talking about music, of course he responded in a jokey manner. She said I bet you guys love music when your working and he said sure, she then said how about the guys in the warehouse do you let them listen in? Laughing he said sure they love a bit of music and they work better.

He didn’t realise where she was going when she suddenly said, “do you have a license” it hit him then she was from the licensing department and checking up on them.

No they don’t have a license and a firm they know about were fined over £1000 for this offence.

What do you think about this sneaky approach?

Articles and One Way Links.

March 19th, 2009

You have built a great website that is supposed to be making a lot of money for you, but its not.  The cause is probably the lack of traffic, if you are not getting traffic there is no one to buy your products or even click on your ads.

What is the easiest way to get traffic?   Reciprocal links use to be the order of the day but now one way links are given more importance by the search engines and the easiest way to get one way links is to write articles and submit them to article sites.

Writing articles is a simple process, you just decide the theme of your article and build it up from there. If you are promoting your website or blog then it makes sense that most of your articles are based  upon the content of your website.  You probably already have plenty of content on your website so you can get ideas and leads from that.

Never copy content, your work must be original if you are going to place it on an article site. Make sure you have no mistakes in your text. Many article sites provide a spell checker if you are not sure.

When you write your article make sure a paragraph is not too long, a reader will soon get bored if he has to read long lengths of text without a break, on the other hand unless you are making point don’t make them too short. Short paragraphs look like lists in disguise.

If you are writing an article for an article site you should aim for a minimum of at least 350 to 400 words, this would be a short article but quite acceptable.

Keywords are important but they must look natural amongst the text, don’t try and stuff them in and make your article look stilted. If it is a serious subject you are writing about then then keep it serious, but if it is light hearted you can ad some humour to it as many people like these kind of articles and will happily place them on their website.

Write your bio at the end of your article with a few words about your expertise, then include your website url. As the rules state if the article is used by others they must keep the bio in place and this provides the many one way links you are striving for.