Winter Blues and the Credit Crunch.

Have we finally come to the end of the big freeze? Well its any bodies guess lets hope so. The flu and bugs that have been busy attacking everyone are finally slowing down and if you are any thing like me you are already thinking about holiday time.

Even the brave little snowdrop that battles its way through the snow has only just surfaced, the big freeze was too much for it to show its head, but its in full bloom now so maybe thats a good sign.  This has been a bad winter for everyone, apart from illness the credit crunch has left thousands of people in low spirits and there is no sign of that letting up.

If only people would learn the lesson, we have seen all before. When times are good spending is up to the hilt, house prices rise and people think they are in clover. But then again the crash comes and once again people lose the homes they have struggled so hard to buy.

This will happen time and again, but still when we all start to prosper again, and we will, the same thing will happen all over again.  It won’t be too long before banks ands building societies will be clamouring to hand out loans and mortgages to anyone and everyone once again.  But be warned no one is safe when these crashes happen, and once you lose your job through no fault of your own, it will be twice as difficult to get back into a job, especially a well paid job.

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